The basic state health insurance coverage is set by law and identical across all health insurance providers, including:

• Outpatient treatment Inpatient treatment from hospitals on the official list Emergency services including transport contributions and treatment

• Medicines prescribed by a doctor

• Pregnancy services such as antenatal classes, childbirth expenses and abortion

• General healthcare (such as vaccinations and gynecological check-ups)

• Rehabilitation services after an operation or serious illness

• Illness when travelling abroad, although conditions apply.